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Songer Benefits, Inc. Blog

All You Ever Wanted to Know About Insurance

Two Types of Insurance Agents

Two types of agents sell insurance policies: captive and independent. A surprising number of consumers aren’t familiar with these terms or what they mean. Basic Definitions Captive Agents: Carry only one insurance...

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What Is an Umbrella?

An umbrella policy provides worldwide liability coverage over and above that offered by underlying policies. For most personal lines clients, these underlying policies will be auto and homeowners. The liability coverage...

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