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Songer Benefits, Inc. Blog

All You Ever Wanted to Know About Insurance

Small Business Health Insurance Compliance

Contrary to what many believe, small businesses do have requirements when it comes to their small business. When speaking to other benefits specialists, I often hear small groups don't have to comply. I don't know if it'...

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Essential Health Insurance Beckley West Virginia

Essential Health Benefits in West Virginia are divided into ten categories of services. These categories must be included in the services offered by a health insurance plan or insurer for that plan to participate in the...

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Individual Health Insurance Open Enrollment Beckley West Virginia

Obtaining individual health insurance in Beckley, West Virginia, and surrounding areas is a process that relies on many vital components. Among these parts are the insurability of health-related expenses, individual...

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Whole Life Insurance Beckley, West Virginia

Secure the future. Whether you are just starting or planning for retirement, Guaranteed Whole Life insurance offers a wide range of guarantees you can count on. •Guaranteed premiums stay the same from the day you...

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Medicare Supplement Beckley West Virginia

Know some of the options you have. Although private insurance companies provide Medicare supplement coverage, Medicare Supplement insurance plans are strictly regulated by federal and state governments. Make an informed...

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Employee Benefits Beckley West, Virginia

Many insurance companies' primary goal in the voluntary market is to sell life insurance to employees and their dependents. Individual insurers are heavily focused in this market. Life insurance is also a common product...

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Medicare Prescription Drug Plans Beckley, West Virginia

Medicare Part D Insurance Part D is a prescription drug plan, provided through several insurance companies in Beckley, West Virginia. Medicare recipients can enroll in a standalone Part D drug plan. That either...

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Medicare Advantage Plans

Songer Benefits, Inc. in Beckley, West Virginia, and surrounding areas will be offering Medicare Advantage Plans, which is another way to get your Medicare Part A and Part B coverage. Medicare Advantage Plans, often...

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Individual Health Insurance

Songer Benefit's, Inc in Beckley, West Virginia, an help you obtain Individual health insurance. Individual Health insurance is personally purchased insurance providing benefits for an insureds illness or injury....

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Medicare Supplement Insurance Policy

Songer Benefits, Inc. In Beckey, West Virginia, can help you with your Medicare Supplements this coming open enrollment. Medicare provides beneficial coverage for health-related expenses, but it does not cover all...

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Health Reimbursement Arrangements

HRA Basics • A Health Reimbursement Arrangement is authorized under the IRS Code section 105. These plans are funded solely by the employer to help employees pay for out-of-pocket medical expenses. •An HRA allows an...

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Term vs. Permanent Life Insurance

Songer Benefits, Inc., located in Beckley, West Virginia, can help you make the right decision through proper planning with life insurance can help you and your family avoid financial problems after a family member's...

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Return of Premium Life Insurance

Return of premium life insurance provides the same options like term insurance, but it offers a money-back guarantee. With the return of premium feature built into the policy, base premiums are returned at the end of...

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The Importance Of Health Insurance For Small Business Owners

Starting up a new business is never easy, as so many small business owners quickly discover, and it comes with a long list of duties and responsibilities to take into account. Thinking about what products or services...

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Group Health Insurance

One of the biggest challenges facing small business owners is the cost of employee health coverage, with 69% reporting rising expenses over the last 4 years.1 Managing costs is important, but so is offering a health...

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