Songer Benefits, Inc. in Beckley, West Virginia, and surrounding areas will be offering Medicare Advantage Plans, which is another way to get your Medicare Part A and Part B coverage. Medicare Advantage Plans, often referred to as “Part C” or “MA Plans,” are sold by Medicare-approved companies that go by Medicare rules. Medicare Advantage Plans incorporate drug coverage (Part D). In many instances, you need to use health care providers who participate in the plan’s network and service area for the lowest costs. These plans set a limit on what you’ll have to pay out-of-pocket each year for covered services to help protect you from unexpected costs. Some plans offer out-of-network coverage, but sometimes at a higher cost. Remember, you must use the card from your Medicare Advantage Plan to get your Medicare-covered services. Keep your red, white, and blue Medicare card in a safe place because you’ll need it if you ever switch back to Original Medicare. Below are the most common types of Medicare Advantage Plans. For more information on Medicare Adavatage plans contact Songer Benefits, Inc. In beckley West Virginia.