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Songer Benefits, Inc. Blog

All You Ever Wanted to Know About Insurance

Health Insurance Enrollments Outside of Open Enrollment

Open Enrollment may be over, but you may still be able to enroll Health Insurance coverage for Plan Year 2022 if they qualify for a particular enrollment period (SEP). A SEP is a time outside the annual Open Enrollment...

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Individual Health Insurance

A broad definition of individual health insurance is a personally purchased contract of insurance that provides benefits in an insurance illness or injury. Medical expense insurance pays for or provides access to...

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Medicare Part A: Hospital Inpatient Insurance

Part A covers your inpatient hospital care when a doctor admits you to a hospital that accepts Medicare to treat your illness or injury; this can include acute care hospitals if all required conditions are met. Critical...

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Small Business Level Funded Health Insurance 5-300 Employees

Level Funded Health Plans For Small Business Group size is 5-300 enrolled employees. Health Plans that are tailored for small/medium businesses in West Virginia. A big concern for business owners in Beckley, West...

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Major Medical Group Health Insurance

Many employees have major medical coverage through Songer Benefits that protects against catastrophic medical expenses, with few exclusions. However, employees must often pay part of these medical expenses because of...

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Medigap for Medicare supplement plans

Medigap for Medicare supplement Plan F is the most simple to explain. It fills all holes in Medicare parts A&B. This includes the part a deductible, daily hospital copays, skilled nursing facility Copays, and it...

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Employee Health Insurance Whether you are looking for a large group or small group coverage regarding employee health insurance, what are your concerns and needs? You want: The best healthcare solution for your...

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Is an HSA a good option?

Generally speaking, there are three types of health care consumers. -Employees that rarely use their health insurance or other employee benefits. An HSA will allow them to save money and have money set aside for other...

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Myth Busted: Obamacare is NOT Health Insurance

Is Obamacare health insurance, we get these questions frequently? The Affordable Care Act, aka "Obamacare," is not health insurance. It is a public exchange where individuals can see if they qualify for a subsidy to...

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Employee Group Health Insurance in West Virginia

Regardless of your company is large or small, we have the expertise to create comprehensive benefits solutions by balancing your goals with your employee needs. Health Insurance and other employee benefits can be among...

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TriTerm Medical Health Insurance