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Songer Benefits, Inc. Blog

All You Ever Wanted to Know About Insurance

Understand Different Types of Life Insurance

Understanding Different Types of Life Insurance Life insurance is one of the most common employer-provided benefits. This article covers the basics of life insurance and the different types of employers can offer to...

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Temporary (Term) Life Insurance Basics

Temporary life insurance is also known as term life insurance; this is the type of life insurance that will replenish your economic human life value if you're an unintended end during a specific time. This sometimes is...

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Key Person Life Insurance

Key Person Life Insurance: Most companies have at least one individual who is a critical part of the company's operations and success. This person may be a partner come, owner, majority stockholder, or another...

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Indexed Universal Life Insurance

Indexed Universal Life Insurance Many people see life insurance as a simple, straightforward protection policy that pays out a sum to beneficiaries upon the policyholder's death. However, life insurance can also be a...

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Universal Life Insurance

A universal life insurance policy gives you the flexibility to choose the amount of protection that best fits your needs. The key to a universal life policy flexibility is the cash value. Each premium goes into the cash...

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Term Life Insurance

Term life insurance offers several low-cost life insurance solutions to meet your ever-changing needs. Benefits range from 10 to 30 years, offering the flexibility to build a life insurance program that best suits your...

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Guaranteed Whole Life Insurance

Whether you're just starting or planning for retirement, guaranteed whole life insurance offers around a range of guarantees you can count on. Guaranteed whole life insurance can offer guaranteed premiums that stay the...

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Group Retiree Life Insurance

Group Life Insurance After Retirement Group term insurance plans were initially designed to give employees with preretirement life insurance coverage. Recently, however, a growing number of group life insurance policies...

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