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Songer Benefits, Inc. Blog

All You Ever Wanted to Know About Insurance

Health Insurance Enrollments Outside of Open Enrollment

Open Enrollment may be over, but you may still be able to enroll Health Insurance coverage for Plan Year 2022 if they qualify for a particular enrollment period (SEP). A SEP is a time outside the annual Open Enrollment...

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Short-Term Medical Health Insurance

With a short-term medical health plan, you select the coverage term length minimum of 30 days in most states; maximum term length can vary up to 364 days, then choose your deductible and coinsurance that fit your budget....

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Individual Health Insurance

A broad definition of individual health insurance is a personally purchased contract of insurance that provides benefits in an insurance illness or injury. Medical expense insurance pays for or provides access to...

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Is an HSA a good option?

Generally speaking, there are three types of health care consumers. -Employees that rarely use their health insurance or other employee benefits. An HSA will allow them to save money and have money set aside for other...

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Myth Busted: Obamacare is NOT Health Insurance

Is Obamacare health insurance, we get these questions frequently? The Affordable Care Act, aka "Obamacare," is not health insurance. It is a public exchange where individuals can see if they qualify for a subsidy to...

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Employee Group Health Insurance in West Virginia

Regardless of your company is large or small, we have the expertise to create comprehensive benefits solutions by balancing your goals with your employee needs. Health Insurance and other employee benefits can be among...

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Small Business Health Insurance Compliance

Contrary to what many believe, small businesses do have requirements when it comes to their small business. When speaking to other benefits specialists, I often hear small groups don't have to comply. I don't know if it'...

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